Canva charges for Pro in US dollars, and from Argentina, the amount that appears on your credit card statement is considerably higher than the list price.

For those who design professionally, the true cost of Canva Pro depends as much on the plan as it does on the payment method. Here you'll see how much it costs, what it includes, and how to pay for it using the belo LUX card.

Download the belo app and check out how to keep a US dollar balance for your work tools.

How much does Canva Pro cost in Argentina?

Canva lists the Pro plan in US dollars: USD 18 per month or USD 144 per year, which works out to USD 12 per month with the annual plan. The annual plan is 33% cheaper than paying month-to-month for twelve months.

The price has changed in recent months—it was previously listed at USD 15 and USD 120—so it's a good idea to confirm the exact amount on the checkout screen.

With an Argentine bank card, the bank converts the charge to pesos and adds a 21% VAT (IVA) on foreign digital services plus a 30% tax withholding toward Income and Personal Assets taxes (Ganancias y Bienes Personales).

In some provinces, a local turnover tax (Ingresos Brutos) of around 2% is also added. The PAIS Tax ended in December 2024. All told, the final cost ends up more than 50% above the US dollar price.

Estimate including taxes (official exchange rate at $1,540)

This calculation multiplies the US dollar price by the official exchange rate as of 10/20/2026 and by 1.53. It serves as a benchmark: the final amount depends on your bank, your province, and the tax regulations in effect at the time of each charge.

What does Canva Pro include and when is it worth upgrading from the free plan?

The free version is plenty as long as your designs are simple. The limitations start to show when you need to remove the background from a product photo or adapt the same design across multiple formats.

Canva Pro includes the background remover and Magic Resize, which adapts a design to different formats in just a few steps.

• The background remover saves you from opening another program just to isolate products or people.

• AI tools have a monthly usage allowance on the Pro plan, though several basic tools do not count against it.

• Brand kits and folders help maintain visual consistency across projects.

For those who work with clients, these features cut hours off production time. If you are a freelancer managing US dollars, it's also convenient to handle your software tool payments directly in that currency.

If your business grows and you bring on more team members, Canva has replaced the Teams plan with Business, which is priced per user, so it’s worth recalculating the total cost.

How to pay for Canva Pro with the belo LUX card?

The belo LUX virtual card is a Visa card issued in Puerto Rico that operates using your US dollar or USDT balance. It has no issuance or maintenance fees, and international purchases carry a 1% fee.

To request one, you need a verified account and a balance of more than 25 USDT. Since Canva charges in US dollars, the transaction is processed in that currency against your balance, with no conversion to pesos.

The costs of paying abroad vary depending on the card, and with LUX, you know the exact amount in US dollars at the moment of payment.

Steps to pay for Canva Pro

1. Add US dollars or USDT to your balance from the belo app.

2. Go to the cards section and copy your belo LUX card details: number, expiration date, and CVV.

3. In Canva, open billing settings and select the Pro plan.

4. Enter your card details as the payment method.

5. Confirm the purchase and save the receipt that Canva sends via email.

For example, the USD 18 monthly plan would entail USD 18 plus the 1% fee, coming to USD 18.18.

Before assuming that a payment with a foreign-issued card is entirely tax-free, check the current tax regulations with ARCA or consult your accountant. If you have questions about taxes for freelancers in Argentina, there is a dedicated guide available.

An important note: the belo Mastercard prepaid card is designed for payments in pesos within Argentina.

If you use it for a charge in a foreign currency, the transaction is converted to pesos based on Banco Nación's official selling exchange rate on the date the charge is processed, plus additional costs. For Canva in US dollars, the appropriate option is the belo LUX card.

What should you check after subscribing?

Canva renews automatically, so it's best to keep your billing date in mind. In your account, under the billing and plans section, you can check the charge currency, renewal date, and payment method.

If the plan renews and your LUX card doesn't have sufficient funds, the charge may be declined, which is why it's best to top up your balance beforehand.

Also, make sure to save the receipts for each charge. They can serve as proof of business expenses, and if you get paid in US dollars, keeping them alongside your records is good practice. How they are treated for tax purposes depends on your specific situation, so check with your accountant.

Download the belo app and review the terms currently in effect for your account.

Frequently asked questions about Canva Pro in Argentina: price, features, and how to pay

Does Canva Pro have a free trial?

Canva typically offers a free trial of the Pro plan, which often lasts 30 days. To activate it, you must add a payment method, which will be charged when the trial ends if you don't cancel beforehand. Make a note of the expiration date and cancel one or two days in advance if you decide not to continue.

What happens if I cancel Canva Pro before the year ends?

When you cancel, your account reverts to the free plan once the already-paid period concludes. Refund conditions for annual plans depend on Canva's policy, so it's advisable to review them before subscribing.

Can the belo LUX card be used for other subscriptions?

Yes, for any services that charge in US dollars and accept Visa. Some merchants may not be supported and certain local services might decline it, so it's a good idea to check the list of unsupported merchants in the belo Help Center. Keep in mind the 1% fee on international purchases.

Is it better to pay for the monthly or the annual plan?

The annual plan costs USD 144 compared to USD 216 for twelve individual months—a savings of USD 72. It’s worth it if you plan to use Canva Pro consistently throughout the year. The monthly plan makes sense for a short-term project or to test out the tool.

Can I share my Canva Pro account with someone else?

The Pro plan is intended for a single user. If you need multiple people to have access to the same brand assets and design resources, Canva offers the Business plan with per-user pricing. It's best to calculate the total cost before upgrading.