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How to receive dollars from the USA in Argentina: methods and real costs
Getting paid from the United States can open up many opportunities, but it also means organizing carefully how you're going to receive that money in Argentina.
Not all methods work the same, and the difference can be in the costs, the information they ask for, or the options you'll have afterward for using those funds.
In this guide, you'll see what changes between wire transfer, ACH, and other alternatives for freelancers.
If you want to start reviewing options from an app, you can download the belo app, create your account from your phone, and check which methods you have available to receive payments from abroad.
Methods to receive dollars from the U.S.
If you work for a company in the United States, one of the first questions is how to receive payment in Argentina without adding unnecessary friction.
The final cost can change depending on the sending method, the platform your client uses, the data you share, and what you want to do with those funds afterward.
In general, two methods usually come up: wire transfer and ACH. They don't work the same, and understanding the difference helps you choose better.
Wire transfer: the most common method
The wire transfer, also known as an international bank transfer, is usually used to send money between banks in different countries.
It can be useful when the client or company already works with traditional banks and needs to send funds through an international network. Before choosing this option, it's worth reviewing:
possible charges from the sending bank
possible charges from the receiving bank
intermediary costs
sending currency
required bank details
estimated crediting times
A wire can be practical, but it can also include more actors in the process. That's why looking only at the visible fee isn't enough.
ACH: a common option within the United States
ACH is a payments network used within the United States to send money between compatible accounts.
For freelancers who get paid by U.S. companies, it can be an interesting alternative when the provider or platform allows using data compatible with that method.
Before requesting a payment by ACH, it's worth reviewing:
whether your account or platform can receive that type of transfer
what information the payer needs
what costs may apply
what timelines the provider estimates
what you can do with those funds afterward
Wire transfer vs ACH for freelancers
The main difference is how the money moves and what data the other party needs.
Method | How it works | What to review |
|---|---|---|
Wire transfer | International bank transfer between financial institutions | Bank fees, intermediaries, bank details, and timing |
ACH | Domestic payment network within the United States | Compatibility, required data, provider fees, and conditions |
Platform or app | Digital solution that can facilitate receiving and managing funds | Available features, currencies, costs, and current conditions |
There isn't a single option that's best for every case. It depends on your client, your urgency, the currency, the costs, and how you want to use the money afterward.
Data your client may need before paying
The data depends on the method used and on the account or platform where you receive the payment. In general, they may ask for:
Data | What it's for |
|---|---|
Account holder's name | Identify who receives the payment |
Account details | Indicate where to send the funds |
Bank code | Identify the institution or payment network |
Destination country | Define the route of the transaction |
Currency | Indicate which currency is being sent or received |
Reason for payment | May be requested depending on the method or provider |
Before sharing information with a client, it's worth checking that the data is complete and up to date.
How to receive with belo without going to the bank
belo lets you receive, send, and use local and international money from a single app. It's designed for freelancers, remote workers, and people who need to move money between countries.
From the app you can review which options you have available to receive payments from abroad, what information you need to share, and what conditions apply to your account. The process can be organized like this:
Create your account
Verify your identity
Review the available methods to receive funds
Share the indicated data with whoever is paying you
Before confirming any movement, it's worth reviewing the up-to-date information on screen: currency, applicable costs, exchange rate if you convert funds, and transaction conditions.
How to choose the right method
To choose between wire, ACH, or another alternative, it's worth looking at the full process. Review:
how your client wants to pay you
what method your platform or account accepts
what costs may appear
what data they ask for
what estimated times the provider states
what you're going to do with those funds afterward
Choosing well isn't just about getting paid. It's also about understanding how much arrives, when it arrives, and how you can use it afterward.
Conclusion
Receiving dollars from the U.S. in Argentina doesn't depend only on choosing between wire or ACH. It also matters what data you share, what costs may appear, what times each provider reports, and what you can do afterward with those funds.
If you work with clients in the United States, you can download the belo app, open your account from your phone, and review what options you have available to receive payments from abroad.
Frequently asked questions about receiving dollars from the U.S. in Argentina
How do I receive a payment from a U.S. company in Argentina?
You can receive it through a bank transfer, a payment platform, or an app that allows you to manage international payments. The best option depends on the method the company uses, the costs, the required data, and the features available for your account.
How much does belo charge to receive dollars?
belo does not charge a fee for receiving international payments. Still, there may be third-party costs or external conditions depending on the origin of the payment, the issuing platform, or the method used.
What's better: wire or ACH?
It depends on the case. Wire is usually used for international bank transfers. ACH works within the United States and can be useful if the receiving account or platform supports that type of payment.
Do I need a CUIT to receive dollars from abroad?
Requirements can vary depending on the method, the receiving entity, and the type of transaction. It's worth reviewing the provider's conditions and seeking professional advice if you have tax or regulatory questions.
Can I use belo if I work with U.S. clients?
Yes. belo is designed for freelancers, remote workers, and people who need to move money between countries. From the app you can review which options you have available to receive payments from abroad.
