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How to send money to Europe from Argentina: options and costs
Sending money to Europe from Argentina can have very different costs depending on the method you use.
It’s not enough to look at the visible fee: the transfer network, exchange rate, possible provider charges, and the information they ask you for to complete the transfer also matter.
If you want to send money to Europe, you can download the belo app and check from there whether this option is available to you. Before confirming, you’ll be able to see the current conditions for your account.
SEPA vs SWIFT transfers: key differences
When sending money to Europe from Argentina, two methods usually come up: SWIFT and SEPA. They don’t work the same way, and that difference can affect costs, timing, and requirements.
Method | How it works | Possible costs | Estimated time |
|---|---|---|---|
SWIFT | International network used by banks for transfers between countries | May include the issuing bank’s fee, associated charges, and possible receiver costs | Usually takes several business days |
SEPA | Euro payment system used between participating accounts in Europe | May have lower costs depending on the provider and current conditions | Can be faster in some cases |
What SWIFT is
SWIFT is a global network used by banks and financial institutions to send payment instructions between countries.
It is usually used for international transfers in different currencies and to many destinations. Depending on the bank or provider, the transaction may involve more than one participating entity, which can add costs or delays.
What SEPA is
SEPA is a euro payment system used within certain European countries.
It is designed to make euro transfers between accounts that are part of the SEPA scheme easier. From Argentina, access to this type of transfer depends on the provider you use and the options enabled on your account.
How much money to Europe from Argentina costs
There is no single cost. The final amount can vary depending on:
the method used
the provider
the amount sent
the source and destination currency
the exchange rate applied
charges shown before confirming
possible additional checks
To know how much it costs in your case, the most important thing is to review the total cost before confirming: fee, exchange rate, and possible associated charges.
What recipient details you need
To send money to a European account, you may be asked for different details depending on the destination and the provider. The most common ones are:
Detail | What it’s for |
|---|---|
IBAN | Identifies the European bank account |
BIC / SWIFT code | Identifies the receiving bank |
Full name | Must match the account holder |
Address | May be requested in some cases |
Reason for the transfer | May be requested depending on the transaction |
Reviewing these details before confirming helps avoid rejections or delays.
How to send from belo to Europe
From belo, you can send euros via SEPA to bank accounts in the European Union, whether they are yours, someone else’s, or a company based in countries that make up the Single Euro Payments Area.
To do it, go in the app to Transfer > New contact > International, select European Union, enter the amount, and fill in the recipient account’s personal and banking information.
Before confirming, the app lets you review the transfer details. You can also check the current exchange rate and an estimated processing time, although crediting times may vary.
Conclusion
Sending money to Europe from Argentina requires looking at more than just the fee. The method, the exchange rate, the recipient’s details, and the provider’s conditions also matter.
If you need to make a transfer to Europe, you can download the belo app, check whether this option is available to you, and see the current conditions before confirming.
Frequently asked questions about how to send money to Europe from Argentina
Can I send euros from Argentina?
It depends on the provider and the options available on your account. From belo, you can check in the app whether you have the option to send money to Europe enabled.
How long does a transfer to Europe take?
It can vary depending on the method, the provider, the time of day, the receiving bank, and possible additional checks.
What details do I need to send to a European account?
In general, you may be asked for the IBAN, BIC or SWIFT code, the account holder’s name, address, and the reason for the transfer.
Is SEPA cheaper than SWIFT?
It may be in some cases, but it depends on the provider, the exchange rate, and the charges applied. It’s a good idea to compare the total cost before confirming.
Can I see the cost before sending?
In belo, it’s a good idea to review the information shown in the app before confirming the transaction, including costs and the applicable exchange rate.
