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How to withdraw money from Mercury Bank in Argentina – Step by step

Do you receive payments in USD through an Mercury Bank account? If you're a freelancer, entrepreneur, or have a startup and want to bring that money to Argentina easily, safely, and at the best exchange rate, this step-by-step guide is for you.
In this guide, we show you how to transfer dollars from Mercury to your belo account. It's fast, 100% digital, and with one of the lowest fees on the market.
Prefer to watch it on video? 👉 Check out our step-by-step video to withdraw from Mercury Bank.
Step 1: Get your belo ACH account details
First, you need the ACH banking details for your Belo account, which is what you'll use to receive the transfer from Mercury:
Do you already have a belo account? Open the app, tap “USD Account” → “Deposit” → “Dollars” → “From abroad (ACH).” There you'll see your “Routing number” and “Account number.”
Don't have belo yet? Download it and sign up (you can do it by clicking here). Follow the same steps to view your ACH details.
Tip: You have the “Share details” option to copy everything faster.
Step 2: Set up the recipient in Mercury
In your Mercury Bank account (web):
Click on “Send”.
Choose “Create Recipient”.
Select “Person” and fill in your legal name, email, and address.
Create the recipient → under “Payment method” choose “ACH”.
Step 3: Start the transfer from Mercury
Paste the “Routing number” and “Account number” for your USD account in belo.
Account type: “Personal Checking”.
Click “Next”.
Enter the amount you want to transfer and select the account.
Choose the transfer date (“Today” if you want it to be immediate).
“Next”.
Review all the details. If everything is correct, confirm.
Step 4: Tips and warnings
Schedule: Make transfers Monday through Friday. U.S. holidays/weekends may delay the deposit.
belo ACH account cost: Only USD 3 to open it (one of the most affordable options on the market).
Deposit fee: Only 0.3%, minimum 0.5 USDC.
Step 5: What can you do with the funds? 💵
Once the funds arrive in USDC in your account, you can use them however you want:
Withdraw them to a bank account in local currency.
Create an automatic savings.
Make bill payments or pay with your card if you're a resident in Argentina
Pay via Pix if you're in Brazil.
Buy more than 10,000 gift cards from the Bitrefill catalog.
Extra: belo also supports withdrawals from other platforms (PayPal, Wise, OnTop, Deel) and has step-by-step tutorials on its YouTube channel.


