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How to get paid in euros from Argentina: options for freelancers

If you work with clients in Europe, charging in euros may be a more natural option than asking for payment in dollars. For your client, it may be easier to pay in their usual currency, and for you it may help you better organize the collection according to the available method.

The comparison should not be made by looking only at the euro-peso or dollar-peso exchange rate.

It’s also worth looking at the total cost of the transaction: sending method, possible third-party fees, exchange rate, estimated times provided by the provider, and what you can do with those funds afterward.

If you want to review options from an app, you can download the belo app and check which features are available to receive payments from abroad.

Options for receiving euros in Argentina

To receive euros from Argentina, there are different alternatives.


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Each one may have different costs, requirements, and timelines.

Option

What to review

International bank transfer

Bank fees, possible intermediaries, required information, and processing times

Payment platforms

Fees, currency conversion, and withdrawal conditions

Digital solutions like belo

Available features, information to share, and current conditions

There is no single best option for everyone. It depends on where your client is, how they want to pay, and what you need to do with the money afterward.

SEPA and SWIFT: what changes when receiving euros

When a European client wants to send you money, methods such as SEPA or SWIFT may come into play.

  • SWIFT: is usually used for international transfers between banks in different countries. It may involve more than one entity along the way, so it’s a good idea to check costs and timelines before choosing it.

  • SEPA: is a euro payment network used within Europe. It can be a more practical option when both the payer and the receiving account are enabled to operate with that network.

How to set up your account to receive euros

Before asking a European client to pay you, it’s worth checking which details you need to share and through which method you’ll receive the payment. In general, they may ask you for:

Detail

What it’s for

Account holder name

Identify the person receiving the payment

Account details

Indicate where to send the payment

Bank code or identifier

Recognize the institution or payment network

Currency

Confirm whether the payment will be in euros

Payment reference

Link the payment to an invoice or service

From belo, you can check in the app which options are available to receive international payments, what details you can share with your client, and what conditions apply to your account.

Euro-peso exchange rate: how much you really receive

Charging in euros does not always mean receiving more. What matters is how much is left available after considering costs, conversion, and later use of the money. Before deciding whether it’s better to charge in euros or dollars, review:

  • your client’s usual currency

  • available sending method

  • visible costs

  • possible third-party fees

  • exchange rate if you convert funds

  • options to use or transfer the money afterward

The currency may matter, but the collection method does too.

Tax reporting

Charging in euros from Argentina may have tax implications, just like any other income from abroad. To avoid mistakes, it’s a good idea to keep organized:

  • invoice or receipt issued

  • agreed currency

  • payment date

  • amount received

  • payment method

  • proof or records of the transaction


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The correct way to record and report that income may depend on your tax situation. This content is for informational purposes and does not replace accounting or tax advice.

Conclusion

Charging in euros from Argentina can be a good option if you work with European clients, but it’s not a good idea to decide based on the currency alone. The payment method, costs, exchange rate, and how you’ll use those funds afterward also matter.

If you want to receive payments from abroad and organize your collections from a single app, you can download the belo app and review which options are available for your account.

Frequently asked questions about charging in euros from Argentina

Can I receive euros directly in Argentina?

It depends on the method and the provider you use. From belo you can check in the app which options are available to receive international payments.

Is it better to charge in euros or in dollars?

It depends on your client’s currency, the sending method, the costs, the exchange rate, and what you need to do with the funds afterward.

Does belo accept euros?

From belo you can check which currencies and methods are available to receive and manage international payments according to your account.

How do I give my details to a European client?

First, check in the app which method is enabled for you. Then copy the indicated details and share them exactly as they appear to avoid errors.

Do I have to declare the euros I charge?

In general, income from abroad should be supported and recorded. To know how to do it correctly in your case, it’s a good idea to consult an accountant.

® 2025 belo. All rights reserved.

belo does not provide financial information or recommendations. Please consult the appropriate professionals if you have any questions. Trading cryptoassets involves certain risks. It is important that you read our Terms and Conditions.

belo Argentina S.A. - Virtual Asset Service Provider (PSAV) registered under No. 52 dated July 19, 2024 in the Registry of Virtual Asset Service Providers of the CNV. This registration is for control purposes as a Reporting Entity before the Financial Information Unit (UIF) and any other regulatory body authorized for that purpose, within the scope of its powers, and does not imply a license or supervision by the NATIONAL SECURITIES COMMISSION over the activity carried out by the PSAV.

® 2025 belo. All rights reserved.

belo does not provide financial information or recommendations. Please consult the appropriate professionals if you have any questions. Trading cryptoassets involves certain risks. It is important that you read our Terms and Conditions.

belo Argentina S.A. - Virtual Asset Service Provider (PSAV) registered under No. 52 dated July 19, 2024 in the Registry of Virtual Asset Service Providers of the CNV. This registration is for control purposes as a Reporting Entity before the Financial Information Unit (UIF) and any other regulatory body authorized for that purpose, within the scope of its powers, and does not imply a license or supervision by the NATIONAL SECURITIES COMMISSION over the activity carried out by the PSAV.

® 2025 belo. All rights reserved.

belo does not provide financial information or recommendations. Please consult the appropriate professionals if you have any questions. Trading cryptoassets involves certain risks. It is important that you read our Terms and Conditions.

belo Argentina S.A. - Virtual Asset Service Provider (PSAV) registered under No. 52 dated July 19, 2024 in the Registry of Virtual Asset Service Providers of the CNV. This registration is for control purposes as a Reporting Entity before the Financial Information Unit (UIF) and any other regulatory body authorized for that purpose, within the scope of its powers, and does not imply a license or supervision by the NATIONAL SECURITIES COMMISSION over the activity carried out by the PSAV.

® 2025 belo. All rights reserved.

belo does not provide financial information or recommendations. Please consult the appropriate professionals if you have any questions. Trading cryptoassets involves certain risks. It is important that you read our Terms and Conditions.

belo Argentina S.A. - Virtual Asset Service Provider (PSAV) registered under No. 52 dated July 19, 2024 in the Registry of Virtual Asset Service Providers of the CNV. This registration is for control purposes as a Reporting Entity before the Financial Information Unit (UIF) and any other regulatory body authorized for that purpose, within the scope of its powers, and does not imply a license or supervision by the NATIONAL SECURITIES COMMISSION over the activity carried out by the PSAV.