This is one of the most practical questions for anyone planning a trip, and also one of the hardest to answer with a single number. 

The right amount depends on your travel profile, duration, accommodation style, and especially, how you will pay for each expense.

Two travelers spending the same number of days in Buenos Aires can return home with very different bills. The difference is not in what they consumed, but in how they paid. 

Understanding the impact of the payment method is just as important as defining the total amount you will bring. 

For those who want to start organizing payments, the belo app gathers in one place the options to pay and move balances during the trip.

Spending references by profile

The amounts below are illustrative references for planning, not guarantees of cost. Prices vary according to the current exchange rate, the time of year, and individual choices. 

Research updated prices for your specific dates before defining your budget.

Profile · Includes · What to consider

Budget · Hostels, local markets, public transport · Enjoying free attractions and using the SUBE card for getting around

Standard · Well-located basic hotel, neighborhood parrillas, some paid tours · A mix of public transport and ride-hailing apps

Comfort · Premium hotel, touristy restaurants, shows, and experiences · Booking attractions with limited capacity in advance

In any profile, reserve a margin of up to 15% of the estimated total for unforeseen events and exchange rate fluctuations.

What each payment method implies

Traditional banking payment methods usually convert transactions with a spread and taxes on foreign currency operations. 

The final amount usually only appears on your statement weeks after the trip. Check the conditions with the issuing institution before departing.

Dynamic Currency Conversion (DCC) appears when the terminal offers to "pay in Brazilian Reais". Always decline and pay in Argentine Pesos. The establishment's exchange rate is usually less favorable than your issuer's.

Bringing cash to exchange at authorized exchange houses in Argentina is a useful option for expenses in places without digital payments. 

Avoid exchanging at the airport, where terms tend to be less favorable. If you need to withdraw from local ATMs, prefer fewer transactions with larger amounts to dilute the fixed fees charged by the Argentine network.

With belo, you can pay, convert, and track your balance directly through the app, with amounts displayed before confirming each transaction.

Preparation before departing

• Check the terms of your payment method with your financial institution for use abroad, including applied exchange rates, taxes, and limits.

• Inform them of your travel dates to avoid blocks due to suspected fraud.

• Buy the SUBE card as soon as you arrive in Buenos Aires; public transport is the most efficient way to get around the city.

• Set up and test your payment app in advance so you don't have to deal with verifications using unstable airport Wi-Fi.

How to save in Buenos Aires

• Residential neighborhoods like Villa Crespo and Chacarita have parrillas with more affordable prices than tourist areas.

• Porteño happy hour between 6 PM and 8 PM can replace full dinners for less money.

• Free attractions like Caminito, the parks of Puerto Madero, and several museums fill up days at no cost.

• Destinations like Puerto Iguazú and Cafayate have considerably lower costs than Buenos Aires for those looking to diversify their itinerary.

If your trip to Argentina is already confirmed, it is worth setting up the belo app in advance to have your payment options ready from day one. And if you are still organizing accommodation, belo Travel can also help you find discounted options.

Frequently asked questions about how much money to bring to Argentina

Is it better to bring dollars or Brazilian Reais? 

Dollars are usually widely accepted in Argentine exchange houses. For daily expenses, digital methods with visible exchange rates before confirming offer more control. Check the terms before traveling.

How much does public transport cost in Buenos Aires? 

The SUBE card is the most efficient way to use the subway and buses. Research the current fares before traveling.

What margin should I reserve for unforeseen events? 

A reasonable guideline is up to 15% of the total planned budget to cover situations not foreseen in your budget.

Do taxes on international payments apply to all expenses? 

It depends on the payment method and the type of transaction. Check the terms with your issuing institution before traveling to understand what applies to your case.

Is it worth visiting smaller cities to save money? 

Destinations like Puerto Iguazú and Cafayate tend to have lower costs. They are good options for those who want to diversify without increasing the overall budget.